@font-face{font-family:'Kalam';src:url('/assets/fonts/Kalam-Regular.woff2') format('woff2');font-style:normal;font-weight:400;font-display:swap}
@font-face{font-family:'Kalam';src:url('/assets/fonts/Kalam-Bold.woff2') format('woff2');font-style:normal;font-weight:700;font-display:swap}
@font-face{font-family:'Caveat';src:url('/assets/fonts/Caveat-Variable.woff2') format('woff2');font-style:normal;font-weight:400 700;font-display:swap}
:root{--blue:#123e68;--blue-deep:#0d2f50;--red:#af2433;--text:#203649;--muted:#536777;--line:#dbe4ed;--pale:#f0f6fb;--white:#fff;--font-sans:Arial,Helvetica,sans-serif;--font-serif:Georgia,'Times New Roman',serif;--font-chalk:'Kalam','Chalkboard SE',cursive}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:var(--sticky-header-clearance,10rem)}body{margin:0;color:var(--text);background:var(--white);font-family:var(--font-sans);font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased}h1,h2,h3,h4,p,figure{margin:0}a{color:inherit;text-underline-offset:5px}button,a,summary{-webkit-tap-highlight-color:transparent}button{font:inherit}img{display:block;max-width:100%}button,a,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #dc7725;outline-offset:5px}.container{width:min(1240px,calc(100% - 96px));margin-inline:auto}.section{padding-block:94px}.eyebrow{font-size:14px;font-weight:700;letter-spacing:.105em;text-transform:uppercase;color:var(--red);line-height:1.5}.skip-link{position:fixed;left:20px;top:12px;padding:12px 20px;background:white;z-index:100;transform:translateY(-180%)}.skip-link:focus{transform:translateY(0)}
.topbar{background:var(--blue-deep);color:white;font-size:14px}.topbar-inner{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:40px}.topbar a{font-weight:700;text-decoration:none;padding:5px 0}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.98);border-bottom:1px solid #e8eef3}.site-header nav{display:flex;align-items:center;gap:27px;font-size:16px;font-weight:600}.site-header nav a{text-decoration:none;padding:14px 0;white-space:nowrap}.site-header nav a:hover{color:var(--red)}.site-header nav .nav-cta{padding:12px 18px;border:1px solid var(--line);border-radius:5px;margin-left:6px}.nav-cta span{margin-left:8px}.menu-toggle{display:none}
h1,h2{font-family:var(--font-serif);font-weight:400;letter-spacing:-.04em;color:var(--blue-deep)}
.hero{padding-top:24px;padding-bottom:0}
.hero-figure{overflow:hidden;border-radius:8px 8px 52px 8px;background:var(--blue)}
.hero-figure>picture{display:block}
.hero-photo,.chalkboard-image{width:100%;height:auto;aspect-ratio:2.25 / 1;max-height:430px}
.hero-photo{object-fit:cover;object-position:50% 55%}
/* Use these shared dimensions wherever Professor Medicare appears. */
.professor-classroom{position:relative;width:100%;max-width:1240px;margin:.25rem auto 0;padding:0;isolation:isolate}
.professor-presenter{position:absolute;z-index:1;left:2%;bottom:5%;min-width:0;width:43.75%;max-width:437.5px;aspect-ratio:1}
.professor-poster,.professor-canvas{display:block;width:100%;height:auto;aspect-ratio:1;background:transparent}
.professor-canvas{position:absolute;inset:0}
.professor-canvas[hidden]{display:none}
.professor-video{display:block;width:100%;height:auto;aspect-ratio:1;object-fit:contain;background:#fff}
.professor-poster{display:none}
.professor-presenter.has-transparent-video .professor-poster,.professor-presenter.is-static .professor-poster{display:block}
.professor-presenter.has-transparent-video .professor-video{position:absolute;inset:0;width:100%;height:100%;opacity:0;pointer-events:none}
.professor-presenter.has-video-frame .professor-poster{visibility:hidden}
.professor-start{position:absolute;z-index:1;left:38%;bottom:calc(100% - .125rem);transform:translateX(-50%);display:grid;place-items:center;width:175px;height:97.5px;max-width:none;padding:0 15px 15px;border:0;background:transparent;color:var(--blue-deep);font-size:1rem;font-weight:700;line-height:1.15;cursor:pointer;filter:drop-shadow(0 2px 1px #0d2f5014)}
.professor-start[hidden]{display:none}
a.professor-start{text-decoration:none}
.professor-cloud{position:absolute;inset:0;width:100%;height:100%;fill:#fff;stroke:var(--blue);stroke-width:1.5;stroke-linejoin:round;animation:professor-button-glow 3.6s ease-in-out infinite}
/* Light follows the speech bubble; the button and its lettering stay still. */
@keyframes professor-button-glow{
  0%,100%{filter:drop-shadow(0 0 3px #ffe69a70) drop-shadow(0 0 7px #ffdc7540)}
  50%{filter:drop-shadow(0 0 7px #fff3b4cc) drop-shadow(0 0 15px #ffdc7599)}
}
.professor-start-label{position:relative;max-width:6.875rem;text-align:center;font-family:var(--font-chalk);font-size:1.328125rem;line-height:1.15}
.professor-start:hover .professor-cloud{fill:#f0f6fb}
.professor-chalkboard{position:relative;min-width:0;margin:0}
.professor-chalkboard .chalkboard-image{width:100%;height:auto;max-height:640px;aspect-ratio:1.5 / 1;object-fit:fill}
.chalkboard-writing{position:absolute;inset:9% 6% 13% 39%;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:.25em;text-align:center;color:#fffde9;font-family:var(--font-chalk);font-weight:400;line-height:1.2;text-shadow:.4px .2px 0 #fffde970,-.3px .3px 0 #fffde950;letter-spacing:.01em;overflow-wrap:normal;word-break:normal;hyphens:none}
.chalkboard-small{font-size:clamp(14px,1.8vw,23px)}
.chalkboard-message{font-size:clamp(17px,3vw,38px);font-weight:700;text-wrap:balance;max-width:100%}
.chalkboard-copy{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.25em;min-width:0;width:100%}
.chalkboard-hint{font-family:var(--font-chalk);font-size:clamp(.875rem,1.5vw,1.125rem);line-height:1.3;text-wrap:balance}
.chalkboard-hint[hidden],.chalkboard-book[hidden],.chalkboard-pointer[hidden]{display:none}
.chalkboard-writing[data-scene="turning65"]{display:grid;inset:20% 6% 6% 39%;grid-template-columns:minmax(0,1fr) 48%;column-gap:.5rem}
.chalkboard-writing[data-scene="turning65"] .chalkboard-copy{align-items:flex-start;text-align:left}
.chalkboard-writing[data-scene="turning65"] .chalkboard-small{font-size:clamp(1rem,2.5vw,1.5rem);line-height:1.1}
.chalkboard-writing[data-scene="turning65"] .chalkboard-message{font-size:clamp(1.75rem,5vw,3.5rem);font-weight:700;line-height:1.05}
.chalkboard-heading-word{display:block;white-space:nowrap}
.chalkboard-book{display:block;width:100%;max-height:100%;justify-self:center;filter:drop-shadow(2px 3px 2px #0005)}
.chalkboard-book img{width:100%;height:auto;max-height:280px;object-fit:contain}
.chalkboard-pointer{position:absolute;right:-1%;top:50%;transform:translateY(-50%);color:#ffdf79;font-family:var(--font-chalk);font-size:clamp(2rem,5vw,4rem);line-height:1}
.chalkboard-writing[data-scene="seminar"] .chalkboard-copy,.chalkboard-writing[data-scene="review"] .chalkboard-copy{padding-right:1.5rem}
.professor-highlight{outline:3px solid #e2ad2b;outline-offset:3px;box-shadow:0 0 0 5px #ffdf7926}
.review-invitation{display:flex;align-items:center;gap:.75rem;min-height:64px;margin:.5rem 0;padding:.75rem 1rem;border:1px solid #ccdce9;border-radius:.375rem;background:var(--pale);color:var(--blue-deep);text-decoration:none;line-height:1.35}
.review-invitation strong{display:block;font-size:1.0625rem}
.review-invitation>span:nth-child(2)>span{display:block;font-size:.875rem;margin-top:.125rem;color:var(--muted)}
.review-invitation:hover strong{text-decoration:underline;text-underline-offset:3px}
.review-arrow{margin-left:auto;font-size:1.5rem}
.professor-playback-status:not(.visually-hidden){position:absolute;top:100%;left:0;width:100%;z-index:2;font-size:.875rem;line-height:1.5;margin:0;padding:.5rem;background:#fff;color:var(--muted)}
@media(max-width:700px){
  .professor-start{left:52%;width:135px;height:80px;padding:0 12.5px 11.25px}
  .professor-start-label{max-width:5.625rem}
  .chalkboard-writing{inset:10% 6% 14% 39%;gap:.25rem}
  .chalkboard-message{font-size:clamp(17px,4.8vw,28px)}
  .chalkboard-book img{max-height:170px}
  .review-invitation{padding:.625rem;gap:.625rem}
  .review-invitation .path-icon{width:2rem;height:2rem;flex-basis:2rem}
}
/* Give the larger character and bubble headroom on narrow phones. */
@media(max-width:430px){.professor-chalkboard .chalkboard-image{aspect-ratio:1.3 / 1}}
.reviews-section{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:0 1rem;margin-top:1rem;padding:.5rem .25rem;border-block:1px solid var(--line);min-width:0}
.google-reviews-widget{width:24rem;min-width:0;max-width:100%}
.reviews-heading{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:0 .75rem}
#google-ratings .reviews-heading h2{margin:0;color:var(--blue-deep);font:700 1.125rem/1.25 var(--font-sans);letter-spacing:normal}
.reviews-rating-row{display:flex;align-items:flex-start;gap:.5rem;min-width:0}
.reviews-score{flex:0 0 auto;color:var(--blue-deep);font-size:1.125rem;font-weight:700;line-height:1.1}
.reviews-score[hidden]{display:none}
.reviews-live-rating{flex:1;min-width:0}
.reviews-google-link{display:inline-flex;align-items:center;justify-content:center;gap:.375rem;min-height:44px;color:var(--blue);font-size:.875rem;font-weight:600;line-height:1.25;text-decoration:underline;text-underline-offset:3px}
.reviews-google-link span{font-size:1.25rem;line-height:1}
.reviews-google-link:hover{color:var(--red)}
.share-page-button{display:flex;align-items:center;justify-content:center;gap:.375rem;max-width:8rem;min-height:44px;padding:.375rem .625rem;border:1px solid #ccdce9;border-radius:.375rem;background:var(--pale);color:var(--blue);font-size:.875rem;font-weight:600;line-height:1.2;cursor:pointer}
.share-page-button svg{flex:0 0 1.125rem;width:1.125rem;height:1.125rem;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.share-page-button:hover{background:#e4eff8}
.share-page-button:disabled{opacity:.65;cursor:wait}
.share-page-button[hidden],.share-link-fallback[hidden]{display:none}
.share-link-fallback{width:100%;max-width:34rem;padding:.625rem;margin-block:.375rem;border:1px solid var(--line);border-radius:.375rem;background:var(--pale);text-align:left}
.share-link-fallback label{display:block;margin-bottom:.375rem;font-size:.875rem;font-weight:600;line-height:1.4}
.share-link-fallback>div{display:flex;gap:.5rem}
.share-link-fallback input{flex:1;min-width:0;width:100%;min-height:44px;padding:.5rem;border:1px solid #9bb1c4;border-radius:.25rem;background:#fff;color:var(--blue-deep);font:1rem var(--font-sans)}
.share-link-fallback button{flex:0 0 auto;min-height:44px;padding:.5rem .625rem;border:1px solid #9bb1c4;border-radius:.25rem;background:#fff;color:var(--blue);font-size:.875rem;font-weight:600;cursor:pointer}
.share-link-fallback p{margin-top:.375rem;font-size:.8125rem;line-height:1.4;color:var(--muted)}
/* Matching chalkboard type, with a compact homepage review strip. */
.home-page .reviews-section{margin-top:.25rem;padding-block:.125rem}
:is(.home-page,.turning-guide) .chalkboard-small{font-size:clamp(17px,2.2vw,28px)}
:is(.home-page,.turning-guide) .chalkboard-message{font-size:clamp(23px,5.8vw,46px);line-height:1.15}
:is(.home-page,.turning-guide) .chalkboard-hint{font-size:clamp(16px,2vw,22px);line-height:1.25}
/* Twice the book width and height, with whole-word text beside it. */
:is(.home-page,.turning-guide) .chalkboard-writing[data-scene="turning65"]{grid-template-columns:minmax(0,1fr) 48%}
:is(.home-page,.turning-guide) .chalkboard-writing[data-scene="turning65"] .chalkboard-small{font-size:clamp(16px,2.5vw,28px);line-height:1.1;text-wrap:balance}
:is(.home-page,.turning-guide) .chalkboard-writing[data-scene="turning65"] .chalkboard-message{font-size:clamp(20px,calc(6vw - 2px),56px);line-height:1.05;overflow-wrap:normal;word-break:normal;hyphens:none}
.chalkboard-writing[data-scene="medicare-help"] .chalkboard-message{font-size:clamp(20px,5.2vw,42px)}
:is(.home-page,.turning-guide) .chalkboard-book img{max-height:380px}
@media(max-width:700px){:is(.home-page,.turning-guide) .chalkboard-book img{max-height:280px}}
/* The professor's introduction looks written on the board in soft white chalk. */
.chalkboard-writing[data-scene="intro"] .chalkboard-copy{gap:.375rem;transform:rotate(-2deg)}
.chalkboard-writing[data-scene="intro"] .chalkboard-small,
.chalkboard-writing[data-scene="intro"] .chalkboard-message,
.chalkboard-writing[data-scene="turning65"] .chalkboard-small{font-family:var(--font-chalk);font-weight:400;color:#fffde9;text-shadow:.4px .2px 0 #fffde970,-.3px .3px 0 #fffde950;letter-spacing:.01em;overflow-wrap:normal;word-break:normal;hyphens:none}
:is(.home-page,.turning-guide) .chalkboard-writing[data-scene="intro"] .chalkboard-small{font-size:clamp(22px,5.5vw,36px);line-height:1.2}
:is(.home-page,.turning-guide) .chalkboard-writing[data-scene="intro"] .chalkboard-message{font-family:'Caveat',var(--font-chalk);font-size:clamp(36px,10vw,76px);font-weight:500;line-height:1.04;letter-spacing:.005em;transform:rotate(-1deg);text-wrap:balance}
.professor-signature-word{display:block;white-space:nowrap}
.professor-signature-word:last-child{transform:translateX(.12em) rotate(1deg)}
/* Narrated boards show one large topic and one visual, with no small captions. */
.chalkboard-writing.chalkboard-topics[data-scene]{display:flex;flex-direction:column;inset:9% 5% 13% 40%;gap:clamp(8px,2vw,20px)}
.chalkboard-writing.chalkboard-topics[data-scene] .chalkboard-copy{align-items:center;text-align:center;padding:0;gap:clamp(12px,3vw,28px);transform:none;flex:0 0 auto}
.chalkboard-writing.chalkboard-topics[data-scene] .chalkboard-message{font-size:clamp(30px,7.8vw,60px);line-height:1.08;font-weight:700;text-wrap:balance}
.chalkboard-writing.chalkboard-topics[data-scene="intro"] .chalkboard-message{font-size:clamp(36px,10vw,76px);font-weight:500}
.chalkboard-fee-amount{display:block;color:#ffdf79;font-size:clamp(64px,20vw,124px);line-height:1}
.chalkboard-fee-caption{display:block;margin-top:.375rem;font-size:clamp(24px,6.4vw,42px);line-height:1.15;text-wrap:balance}
.chalkboard-stars{display:block;margin-top:.375rem;color:#ffdf79;font-family:Arial,Helvetica,sans-serif;font-size:clamp(28px,8vw,64px);line-height:1.2;letter-spacing:.03em;white-space:nowrap}
.chalkboard-phone-number{display:block;font-size:clamp(32px,9vw,64px);line-height:1.1;white-space:nowrap}
.chalkboard-phone-name{display:block;font-size:clamp(24px,6.4vw,48px);line-height:1.2;white-space:nowrap}
.chalkboard-writing.chalkboard-topics .chalkboard-book{flex:0 0 52%;width:70%;height:52%;max-width:220px;min-height:0}
.chalkboard-writing.chalkboard-topics .chalkboard-book img{width:100%;height:100%;max-height:100%;object-fit:contain}
.chalkboard-topic-icon{display:block;flex:0 0 auto;width:clamp(64px,20vw,150px);height:auto;max-height:38%;fill:none;stroke:#ffdf79;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.chalkboard-topic-icon[hidden]{display:none}
.chalkboard-writing.chalkboard-topics .chalkboard-parts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(6px,1.5vw,14px);width:100%;max-width:18rem}
.chalkboard-writing.chalkboard-topics .chalkboard-parts>span{width:100%;height:auto;aspect-ratio:1;font-size:clamp(24px,5vw,44px)}
/* Keep Trustindex's live rating, count and branding in a compact strip.
   Scoped overrides also win when the vendor stylesheet loads after ours. */
#google-ratings .ti-widget,#google-ratings .ti-widget-container,#google-ratings .ti-footer{width:100%!important;max-width:100%!important;height:auto!important;min-height:0!important;margin:0!important;padding:0!important}
#google-ratings .ti-widget-container,#google-ratings .ti-footer{display:block!important;flex:none!important}
#google-ratings .ti-widget,#google-ratings .ti-widget *{font-family:var(--font-sans)!important}
#google-ratings .ti-reviews-container,#google-ratings .ti-fade-container>.ti-rating-text:first-child{display:none!important}
#google-ratings .ti-fade-container{display:flex!important;flex-direction:row!important;flex-wrap:wrap!important;align-items:center!important;justify-content:flex-start!important;gap:.375rem .625rem!important;margin:0!important;padding:0 0 .375rem!important}
#google-ratings .ti-stars{order:1;display:flex!important;gap:0!important;margin:0!important;padding:0!important;line-height:0!important}
#google-ratings .ti-star{width:19px!important;height:19px!important;margin:0!important}
#google-ratings .ti-rating-text{order:3;margin:0!important;padding:0!important;line-height:1.4!important}
#google-ratings .ti-rating-text .nowrap{margin:0!important;font-size:0!important;line-height:1!important}
#google-ratings .ti-rating-text strong,#google-ratings .ti-rating-text a{font-size:.875rem!important;font-weight:400!important;line-height:1.4!important;color:var(--muted)!important}
#google-ratings .ti-large-logo{order:2;display:block!important;margin:0!important;padding:0!important}
#google-ratings .ti-large-logo img{width:66px!important;max-width:66px!important;height:auto!important;max-height:25px!important;margin:0!important;top:0!important;object-fit:contain!important}
.chalkboard-image{object-fit:fill}
.hero-figure figcaption{background:var(--blue);color:#fff;padding:25px 36px;display:grid;grid-template-columns:3px minmax(0,1fr) auto;align-items:center;gap:20px}
.caption-rule{align-self:stretch;min-height:42px;width:3px;background:#e37279;flex-shrink:0;margin-block:6px}
.hero h1{font-size:clamp(1.625rem,3.8vw,2.75rem);font-weight:400;letter-spacing:-.02em;line-height:1.2;color:white;margin:0;min-width:0;overflow-wrap:break-word}
.hero-figure figcaption p{font-size:1.125rem;color:#dae7f2;margin-top:6px;line-height:1.5}
.button{min-height:54px;display:inline-flex;align-items:center;justify-content:center;gap:11px;padding:14px 20px;border-radius:5px;border:1px solid transparent;font-weight:700;font-size:16px;line-height:1.4;text-decoration:none;transition:background .2s,color .2s,transform .2s}
@media(hover:hover) and (pointer:fine){.button:hover{transform:translateY(-2px)}}
.button svg{width:18px;height:18px;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.button-primary{background:var(--blue);color:white}
.button-primary:hover,.button-primary:active{background:var(--blue-deep)}
.hero-figure .hero-seminar-button{min-height:2.75rem;max-width:9rem;padding:.5rem .75rem;font-size:.875rem;text-align:center;line-height:1.3}
.section-intro>.service-note{margin-top:18px;font-size:.875rem;color:var(--muted);max-width:440px}
.pathways{display:grid;grid-template-columns:repeat(3,1fr);border-block:1px solid var(--line);margin-top:8px;margin-bottom:34px}.pathway{display:flex;gap:14px;align-items:center;text-decoration:none;padding:29px 24px;border-right:1px solid var(--line);line-height:1.5}.pathway:first-child{padding-left:0}.pathway:last-child{padding-right:0;border-right:0}.path-number{align-self:flex-start;font-size:13px;color:var(--red);padding-top:3px;font-weight:700}.pathway strong{display:block;font-size:17px;color:var(--blue-deep);font-weight:700}.pathway>span:nth-child(2)>span{display:block;font-size:14px;color:var(--muted);margin-top:5px}.path-arrow{margin-left:auto;font-size:23px;color:var(--red)}.pathway:hover strong{text-decoration:underline;text-underline-offset:4px}
h2{font-size:clamp(38px,3.5vw,50px);line-height:1.14;margin:15px 0 23px}.medicare-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px}.section-intro>p:not(.eyebrow){color:var(--muted);max-width:395px}.text-link{display:inline-flex;gap:12px;align-items:center;font-size:16px;line-height:1.5;font-weight:700;text-decoration:none;color:var(--blue);padding:7px 0}.text-link:hover{text-decoration:underline}.section-intro>.text-link{margin-top:21px}.education-note{border-left:3px solid var(--red);padding:3px 0 3px 22px;margin-top:36px;max-width:400px}.education-note strong{font-size:16px;color:var(--blue-deep)}.education-note p{font-size:16px;color:var(--muted);margin-top:7px}.medicare-options{border-top:1px solid var(--line)}.medicare-options details{border-bottom:1px solid var(--line)}.medicare-options summary{padding:19px 0;display:flex;align-items:center;gap:18px;cursor:pointer;list-style:none;line-height:1.5}.medicare-options summary::-webkit-details-marker{display:none}.part-label{font-family:var(--font-serif);display:flex;align-items:center;justify-content:center;background:var(--pale);color:var(--blue);border-radius:50%;width:50px;height:50px;flex:0 0 50px;font-size:25px}.supplement-label{font-size:22px}.medicare-options summary strong{display:block;font-size:18px;color:var(--blue-deep)}.medicare-options summary>span:nth-child(2)>span{display:block;font-size:14px;color:var(--muted)}.disclosure{margin-left:auto;position:relative;flex:0 0 18px;width:18px;height:18px}.disclosure:before,.disclosure:after{content:'';position:absolute;top:8px;left:2px;width:14px;height:2px;background:var(--blue)}.disclosure:after{transform:rotate(90deg)}details[open] .disclosure:after{transform:rotate(0)}.detail-content{padding:0 32px 22px 68px;font-size:16px;color:var(--muted)}.source-note{font-size:14px;line-height:1.6;color:var(--muted);margin-top:20px}.source-note a{color:var(--blue)}
.seminar-section{padding-block:12px 0}.seminar-panel{background:var(--blue);color:white;display:grid;grid-template-columns:1.3fr .8fr;gap:80px;padding:59px 64px;border-radius:8px;position:relative}.seminar-heading .eyebrow{color:#ffb1b6}.seminar-heading h2{color:white;margin-bottom:20px}.seminar-heading>p:last-child{max-width:510px;color:#dfebf4;font-size:18px}.seminar-action{border-left:1px solid #56738e;padding-left:52px;align-self:center}.seminar-label{display:block;color:#dce9f4;font-size:14px;line-height:1.7;margin-bottom:20px}.button-white{background:white;color:var(--blue-deep);min-height:57px;font-size:17px;padding:15px 24px}.button-white:hover{background:#edf4fb}.seminar-action p{font-size:15px;line-height:1.8;color:#dce9f4;margin-top:20px}.seminar-action p a{font-weight:700;color:white}
.team-section{padding-block:103px 32px}.section-heading{display:flex;align-items:center;gap:100px;justify-content:space-between;margin-bottom:37px}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:480px;color:var(--muted)}.team-layout{display:grid;grid-template-columns:1fr 1.14fr;gap:60px;align-items:start}.founder-card{background:var(--pale);border-radius:6px;overflow:hidden;display:grid;grid-template-columns:.85fr 1fr}.founder-card>img{width:100%;height:100%;min-height:330px;object-fit:cover;object-position:50% 25%}.founder-info{padding:28px 25px}.founder-info .eyebrow{font-size:12px;letter-spacing:.06em;line-height:1.65}.founder-info h3{font-family:var(--font-serif);font-size:27px;font-weight:400;line-height:1.2;margin-top:13px;color:var(--blue-deep)}.founder-info .role{font-size:14px;color:var(--blue);margin-top:7px}.founder-info>p:nth-last-child(2){font-size:15px;line-height:1.75;color:var(--muted);margin-top:17px}.license{font-size:12px;color:var(--muted);display:block;line-height:1.6}.founder-info .license{margin-top:16px}.team-list{display:grid;grid-template-columns:1fr 1fr;column-gap:28px;row-gap:20px}.team-list article{border-top:1px solid var(--line);padding-top:17px;min-width:0}.team-list h3{font-family:var(--font-serif);font-size:22px;font-weight:400;line-height:1.3;color:var(--blue-deep)}.team-list p{font-size:14px;color:var(--muted);line-height:1.6;margin-top:5px}.team-list .license{margin-top:5px}
.contact-section{background:var(--pale);padding-block:2rem}.contact-intro h2{margin:0 0 .5rem}.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.contact-intro>p:not(.eyebrow){max-width:430px;color:var(--muted)}.contact-phone{font-size:clamp(26px,3vw,38px);line-height:1.25;color:var(--blue);text-decoration:none;display:block;font-weight:700;letter-spacing:-.025em;margin-top:20px}.contact-phone:hover{text-decoration:underline}.contact-intro>.text-link{margin-top:8px}.office-card{border:1px solid #d8e3ed;padding:36px 38px;background:white;border-radius:7px}.office-card h3{font-family:var(--font-serif);font-size:30px;font-weight:400;line-height:1.3;color:var(--blue-deep);margin-top:12px}.office-card address{font-style:normal;color:var(--muted);margin-top:13px;line-height:1.7}.office-card .text-link{margin-top:11px}.office-hours{border-top:1px solid var(--line);margin-top:25px;padding-top:24px}.office-hours h4{font-size:16px;color:var(--blue-deep);line-height:1.4}.office-hours dl{margin:14px 0 0;font-size:15px;color:var(--muted)}.office-hours dl>div{display:flex;flex-wrap:wrap;gap:4px 20px;justify-content:space-between;padding:4px 0}.office-hours dd{margin:0}
.site-footer{background:var(--blue-deep);color:white;padding:49px 0 24px}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:36px;padding-bottom:30px}.footer-brand{font-family:var(--font-serif);font-size:30px;line-height:1.2;text-decoration:none}.footer-brand span{display:block;font-family:var(--font-sans);font-size:13px;line-height:1.5;letter-spacing:.05em;margin-top:8px;color:#c3d6e5}.footer-top nav{display:flex;flex-wrap:wrap;gap:14px 28px;font-size:15px}.footer-top nav a{text-decoration:none;padding:8px 0}.footer-top nav a:hover{text-decoration:underline}.footer-disclosures{padding-block:26px;border-block:1px solid #3b5772;font-size:13px;line-height:1.75;color:#c2d3e1;max-width:100%}.footer-disclosures p+p{margin-top:12px}.footer-disclosures a{color:#edf5fc}.footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:22px;font-size:12px;line-height:1.7;color:#c2d3e1}.footer-bottom a{text-decoration:none}.footer-bottom a:hover{text-decoration:underline}

@media(max-width:1160px){.container{width:calc(100% - 64px)}.site-header nav{gap:17px;font-size:14px}.site-header nav .nav-cta{padding:10px 12px;margin:0}.button{font-size:14px;padding-inline:16px}.medicare-layout{gap:60px}.seminar-panel{padding:47px 44px;gap:45px}.seminar-action{padding-left:36px}.team-layout{gap:34px;grid-template-columns:1fr 1fr}.founder-card{grid-template-columns:1fr}.founder-card>img{height:250px;min-height:0;object-position:50% 28%}.founder-info{padding:25px 28px}.section-heading{gap:60px}.contact-layout{gap:60px}.pathway{padding-inline:18px}.pathway strong{font-size:16px}.pathway>span:nth-child(2)>span{font-size:14px}.path-number{display:none}}
@media(max-width:940px){.menu-toggle{display:flex;align-items:center;gap:12px;min-height:44px;background:white;border:1px solid var(--line);border-radius:4px;padding:8px 13px;color:var(--blue);font-size:15px;margin-left:auto}.menu-lines{width:16px;height:10px;border-block:2px solid currentColor}.site-header nav{width:100%;align-items:stretch;gap:0;padding:0 0 16px;display:none;font-size:16px}.site-header nav.is-open{display:flex;flex-direction:column}.site-header nav a{padding:12px 4px;border-top:1px solid #e9eef3}.site-header nav .nav-cta{align-self:start;margin-top:8px;padding:12px 17px}.pathways{margin-bottom:10px}.pathway{padding:22px 16px}.pathway strong{font-size:15px}.pathway>span:nth-child(2)>span{font-size:13px}.path-arrow{font-size:20px}.section{padding-block:72px}.medicare-layout{gap:45px}.medicare-options summary{gap:13px}.medicare-options summary strong{font-size:17px}.part-label{width:44px;height:44px;flex-basis:44px}.detail-content{padding-left:57px;padding-right:10px}.seminar-section{padding:0}.seminar-panel{gap:35px;padding:42px 36px;grid-template-columns:1.3fr 1fr}.seminar-heading>p:last-child{font-size:16px}.seminar-action{padding-left:30px}.seminar-action .button{font-size:15px;padding-inline:15px}.section-heading{align-items:start;gap:45px}.section-heading>p{max-width:360px;font-size:17px}.team-layout{gap:30px;grid-template-columns:.85fr 1fr}.team-list{gap:20px}.team-list h3{font-size:21px}.contact-layout{gap:40px}.office-card{padding:29px 25px}.office-hours dl>div{flex-direction:column;gap:0;padding:7px 0}}
@media(max-width:700px){.container{width:calc(100% - 40px)}.topbar-inner{justify-content:center;min-height:35px}.topbar-inner>span{display:none}.topbar{font-size:13px}.button{font-size:15px;min-height:52px;padding:13px 18px}.pathways{grid-template-columns:1fr;margin-top:0;margin-bottom:0}.pathway,.pathway:first-child,.pathway:last-child{padding:19px 0;border-right:0;border-bottom:1px solid var(--line);gap:15px}.pathway:last-child{border-bottom:0}.path-number{display:block;font-size:12px;padding-top:2px}.pathway strong{font-size:17px}.pathway>span:nth-child(2)>span{font-size:14px;margin-top:3px}.path-arrow{font-size:22px;padding-right:4px}.section{padding-block:61px}h2{font-size:39px;line-height:1.15;margin-block:14px 21px}.eyebrow{font-size:12px;letter-spacing:.085em}.medicare-layout{grid-template-columns:1fr;gap:30px}.section-intro>p:not(.eyebrow){max-width:100%;font-size:17px}.education-note{margin-top:25px;max-width:100%}.medicare-options summary{padding-block:18px;gap:15px}.part-label{width:45px;height:45px;flex-basis:45px}.medicare-options summary strong{font-size:18px}.detail-content{padding-left:60px;font-size:16px}.source-note{font-size:13px}.seminar-section{padding-block:0}.seminar-panel{grid-template-columns:1fr;gap:28px;padding:34px 26px;border-radius:6px}.seminar-heading h2{font-size:36px}.seminar-heading>p:last-child{font-size:17px}.seminar-action{border-left:0;border-top:1px solid #56738e;padding:23px 0 0}.seminar-label{margin-bottom:14px;font-size:14px}.seminar-action .button{font-size:16px;padding-inline:21px}.seminar-action p{margin-top:17px;font-size:14px}.section-heading{display:block;margin-bottom:28px}.section-heading h2{margin-bottom:21px}.section-heading>p{max-width:100%;font-size:17px}.team-layout{grid-template-columns:1fr;gap:30px}.founder-card{grid-template-columns:.85fr 1fr}.founder-card>img{height:100%;min-height:300px;object-position:50% 30%}.founder-info{padding:25px 22px}.founder-info h3{font-size:25px}.founder-info .eyebrow{font-size:12px}.team-list{gap:24px 22px}.team-list h3{font-size:22px}.team-list p{font-size:14px}.contact-layout{grid-template-columns:1fr;gap:32px}.contact-intro>p:not(.eyebrow){font-size:17px}.contact-phone{font-size:32px;margin-top:20px}.office-card{padding:30px 26px}.office-hours dl>div{flex-direction:row;gap:3px 14px;padding:5px 0}.office-hours dl{font-size:14px}.site-footer{padding-top:37px}.footer-top{flex-direction:column;align-items:flex-start;gap:26px}.footer-top nav{gap:12px 22px;font-size:14px}.footer-brand{font-size:29px}.footer-disclosures{font-size:12px;line-height:1.85}.footer-bottom{font-size:12px;flex-wrap:wrap;gap:12px}.text-link{font-size:15px}}
@media(max-width:380px){.container{width:calc(100% - 32px)}.founder-card{grid-template-columns:1fr}.founder-card>img{height:290px;min-height:0}.team-list{grid-template-columns:1fr}.seminar-panel{padding-inline:23px}.office-hours dl>div{flex-direction:column}.medicare-options summary strong{font-size:16px}.contact-phone{font-size:29px}}
@media(max-width:700px){
  .topbar{display:none}
  .hero{padding-top:0}
  .hero-figure{border-radius:0 0 32px 6px}
  .hero-figure figcaption{gap:16px;padding:20px 22px}
  .hero-figure figcaption p{font-size:1rem}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}.professor-cloud{animation:none;filter:drop-shadow(0 0 7px #ffdf8b99)}}

/* Shared visual summaries and compact reading layout. */
.icon-definitions{position:absolute;width:0;height:0;overflow:hidden}
.guide-icon{display:block;width:2rem;height:2rem;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;color:var(--blue)}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.quick-details{font-size:1rem;line-height:1.5;min-width:0}
.quick-details>summary{display:flex;align-items:center;gap:.75rem;min-height:2.75rem;padding-block:.625rem;font-weight:700;color:var(--blue);cursor:pointer;list-style:none}
.quick-details>summary::-webkit-details-marker{display:none}
.quick-details>div{padding-block:.375rem .75rem;color:var(--muted);font-size:1rem}
.quick-details>div>p+p{margin-top:.625rem}
.quick-details>div>a{display:flex;align-items:center;min-height:2.75rem;color:var(--blue)}
.path-icon{display:grid;place-items:center;flex:0 0 2.5rem;height:2.5rem;border-radius:.625rem;background:var(--pale)}
.path-icon .guide-icon{width:1.5rem;height:1.5rem}
.pathway:nth-child(2) .path-icon{background:#e4f3ef}.pathway:nth-child(2) .guide-icon{color:#10544f}
.pathway:nth-child(3) .path-icon{background:#fff0cc}.pathway:nth-child(3) .guide-icon{color:#795818}
/* One compact staff grid, with the same portrait and text styling for everyone. */
.team-section.section{padding-block:2rem 1.25rem}
.team-section .section-heading{gap:1rem;margin-bottom:1rem}
.team-section .section-heading h2{margin-top:0}
.team-section .team-list{grid-template-columns:repeat(4,minmax(0,1fr));gap:1.25rem 1rem}
.team-section .team-list article{border:0;padding:0;min-width:0}
.team-section .team-photo{display:block;width:100%;height:auto;aspect-ratio:4 / 3;object-fit:cover;object-position:center 30%;border-radius:4px;margin-bottom:.5rem}
.team-section .team-list h3{font-size:1.375rem;line-height:1.25;overflow-wrap:break-word}
.team-section .team-list p{font-size:1rem;line-height:1.45;margin-top:.25rem}
.team-section .team-list .team-bio{color:var(--blue-deep);margin-top:.5rem}
.team-section .team-list .license{font-size:.875rem;line-height:1.4;margin-top:.375rem}
.team-section .team-bio-more>.team-bio{margin-top:.375rem}
.team-toggle{display:block;min-height:2.75rem;margin:0;padding:.25rem 0;border:0;background:transparent;color:var(--muted);font-family:inherit;font-size:.875rem;font-weight:400;line-height:1.4;text-align:left;text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.team-toggle:hover{color:var(--blue)}
.team-toggle[hidden],.team-bio-more[hidden]{display:none}
@media(max-width:940px){.team-section .team-list{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:700px){.team-section .team-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem .875rem}.team-section .team-list h3{font-size:1.25rem}}
@media(max-width:359px){.team-section .team-list{grid-template-columns:minmax(0,1fr)}}
@media(max-width:700px){

  body{font-size:1rem;line-height:1.5}
  .container{width:calc(100% - 2rem)}



  .menu-toggle{font-size:1rem;min-height:44px;padding:.5rem .625rem;gap:.625rem}
  .site-header nav a{white-space:normal}
  .site-header nav.is-open{max-height:calc(100dvh - 80px);overflow-y:auto}
  .section{padding-block:2rem}
  h2{font-size:1.875rem;line-height:1.2;margin:.5rem 0 .875rem}
  .eyebrow{font-size:.875rem;letter-spacing:.06em}
  .button{font-size:1rem;min-height:48px;padding:.75rem 1rem}
  .hero-figure figcaption{padding:.875rem;gap:.5rem;grid-template-columns:3px minmax(0,1fr) minmax(0,max-content)}
  .hero h1{font-size:clamp(1.375rem,5.6vw,1.625rem)}
  .caption-rule{min-height:1.625rem;margin:0}
  .pathway,.pathway:first-child,.pathway:last-child{padding:.875rem 0;gap:.75rem}
  .pathway strong{font-size:1.0625rem}
  .pathway>span:nth-child(2)>span{font-size:.875rem}
  .path-arrow{color:var(--blue)}
  .medicare-layout{gap:1rem}
  .section-intro>.text-link{margin-top:.375rem;font-size:1rem;min-height:44px}
  .section-intro>.service-note{margin-top:.375rem;font-size:.875rem}
  .medicare-options summary{padding:.625rem 0;gap:.75rem;min-height:64px}
  .medicare-options summary strong{font-size:1.0625rem}
  .part-label{width:2.5rem;height:2.5rem;flex-basis:2.5rem;font-size:1.5rem}
  .detail-content{padding:0 0 .875rem 3.25rem}
  .source-note{font-size:.875rem;margin-top:.75rem}
  .seminar-section{padding-block:0}
  .seminar-panel{padding:1.125rem;gap:.75rem}
  .seminar-heading h2{font-size:1.875rem;margin-bottom:.5rem}
  .seminar-heading>p:last-child{font-size:1rem}
  .seminar-action{padding-top:.75rem}
  .seminar-label{margin-bottom:.625rem}
  .seminar-action p{margin-top:.625rem;font-size:.875rem}
  .section-heading{margin-bottom:1rem}
  .section-heading h2{margin-bottom:.625rem}
  .section-heading>p{font-size:1rem}
  .team-layout{gap:1rem}
  .founder-card{grid-template-columns:minmax(0,.85fr) minmax(0,1fr)}
  .founder-card>img{height:100%;min-height:200px}
  .founder-info{padding:1rem}
  .founder-info h3{font-size:1.375rem;margin-top:.5rem}
  .founder-info>p:nth-last-child(2){font-size:1rem;line-height:1.5;margin-top:.625rem}
  .founder-info .license{margin-top:.625rem}
  .team-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}
  .team-list h3{font-size:1.25rem}
  .team-section{padding-bottom:1.25rem}
  .contact-section{padding-block:1.25rem}
  .contact-layout{gap:.75rem}
  .contact-phone{font-size:1.875rem;margin-top:.5rem}
  .contact-intro>.text-link{font-size:1rem;min-height:44px;margin-top:0}
  .office-card{padding:1rem}
  .office-card h3{font-size:1.5rem;margin-top:0}
  .office-card address{font-size:1rem;line-height:1.5;margin-top:.375rem}
  .office-card .text-link{min-height:44px;margin-top:.25rem}
  .office-hours{margin-top:.75rem;padding-top:.75rem}
  .office-hours dl{font-size:.875rem;margin-top:.5rem}
  .office-hours dl>div{flex-direction:row;gap:.125rem .5rem;padding:.125rem 0}
  .site-footer{padding-block:1.5rem 1rem}
  .footer-top{gap:1rem;padding-bottom:1rem}
  .footer-top nav{gap:.25rem 1rem}
  .footer-top nav a{display:inline-flex;align-items:center;min-height:44px}
  .footer-disclosures{font-size:.875rem;line-height:1.55;padding-block:1rem}
  .footer-bottom{padding-top:1rem}
}

/* Centered wordmark: live text keeps the date and tagline readable on phones. */
.header-inner{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,24rem) minmax(0,1fr);align-items:center;column-gap:.25rem;row-gap:.375rem;padding-block:.625rem .25rem}
.brand{grid-column:2;grid-row:1;display:grid;gap:.25rem;width:100%;min-width:0;color:#062655;text-decoration:none;text-align:center;line-height:1.25}
.brand-since{display:flex;align-items:center;justify-content:center;gap:.625rem;font-size:.875rem;font-weight:700;letter-spacing:.05em}
.brand-since::before,.brand-since::after{content:"";height:2px;flex:1;background:currentColor}
.brand-name{display:block;padding:.125rem .375rem .25rem;background:#062655;color:#fff;font-family:var(--font-serif);font-size:clamp(1.5rem,6vw,2rem);font-weight:700;line-height:1.1;letter-spacing:-.035em;text-transform:uppercase;overflow-wrap:anywhere}
.brand-tagline{font-size:.875rem;font-weight:600;line-height:1.3;text-wrap:balance}
.site-header nav{grid-column:1/-1;grid-row:2;justify-content:center;flex-wrap:wrap;min-width:0}
.site-header nav a{padding-block:.625rem}
@media(max-width:940px){
  html{scroll-padding-top:var(--sticky-header-clearance,8rem)}
  .site-header{max-height:100dvh;overflow-y:auto}
  .header-inner{grid-template-columns:minmax(2.75rem,1fr) minmax(0,24rem) minmax(2.75rem,1fr);row-gap:0;padding-block:.625rem}
  .menu-toggle{grid-column:3;grid-row:1;justify-self:end;display:flex;flex-direction:column-reverse;justify-content:center;gap:.25rem;width:2.75rem;min-height:2.75rem;padding:.25rem;margin:0;font-size:.875rem;line-height:1.2}
  .menu-lines{width:1.125rem;height:.625rem}
  .site-header nav{padding:0;text-align:left}
  .site-header nav.is-open{max-height:60dvh;overflow-y:auto;margin-top:.625rem;padding-bottom:.25rem}
  .site-header nav a{padding:.75rem .25rem}
}

/* Keep the shared logo and its menu pinned together while every page scrolls. */
.site-header{position:sticky;top:0;max-height:none;overflow:visible;background:#fff}
.site-header .header-inner{--brand-font-size:4.636cqw;--brand-edge:0%;--brand-date-height:max(calc(var(--brand-font-size) * 1.25),calc(3rem - .625rem - var(--brand-font-size) * .285714));position:relative;display:block;container-type:inline-size;padding-block:.625rem}
.site-header .brand{font-size:var(--brand-font-size);gap:.285714em}
.site-header .brand-since{font-size:1em;gap:.714286em;min-height:var(--brand-date-height)}
.site-header .brand-since::before,.site-header .brand-since::after{height:.142857em}
.site-header .brand-name{font-size:1.842857em;padding:.07752em .23256em .15504em;white-space:nowrap}
.site-header .brand-tagline{font-size:1em;white-space:nowrap}
/* Scale the whole wordmark to half width on desktop; retain phone sizing. */
@media(min-width:941px){
  .site-header .header-inner{--brand-font-size:2.318cqw;--brand-edge:25%}
  .site-header .brand{width:50%;margin-inline:auto}
}
/* Keep the existing plain home link below the logo, opposite the pinned menu. */
.site-header.has-home-return{border-bottom:0}
.header-return{border-top:1px solid #e8eef3;background:#f5f8fb;padding-top:24px}
.header-return .back-home{display:inline-flex;align-items:center;min-height:2.75rem;font-size:.875rem;line-height:1.5;font-weight:400;color:var(--blue);text-decoration:none}
.header-return .back-home:hover{text-decoration:underline}
@media(max-width:700px){.header-return{padding-top:0}}
.home-page .hero{position:relative}
.hero-menu,.hero-share{position:absolute;z-index:10}
.hero-menu{top:calc(100% + 24px + .1875rem);right:.1875rem}
/* Keep compact faces in place; unscaled 48px controls accept nearby taps. */
.hero-share{top:0;right:var(--brand-edge);max-width:calc(100% - 4rem)}
.hero-share .share-page-button,.text-link.fixed-coverage-review,.hero-menu .menu-toggle{min-height:3rem;min-width:3rem;padding:0;border:0;background:transparent;box-shadow:none;transform:none;overflow:visible}
.hero-share .compact-control-face,.fixed-coverage-review .compact-control-face{display:flex;align-items:center;justify-content:center;min-height:1.5rem;padding:.125rem .25rem;gap:.1875rem;font-size:.75rem;line-height:1.2;transform:scale(.882)}
.hero-share .share-page-button{max-width:100%;position:relative}
.hero-share .compact-control-face{position:relative;top:calc(.625rem + var(--brand-date-height) / 2 - 1.5rem);transform-origin:center right}
.hero-share .share-page-button svg{flex-basis:.75rem;width:.75rem;height:.75rem;stroke-width:2}
.hero-share .share-link-fallback{position:absolute;top:calc(100% + .375rem);right:0;width:min(18rem,calc(100vw - 3.5rem));max-height:calc(100dvh - var(--sticky-header-clearance,10rem) - .5rem);overflow:auto;margin:0;background:#fff;box-shadow:0 8px 28px #0d2f502e}
.hero-menu .menu-toggle{display:flex;flex-direction:row;align-items:flex-start;justify-content:flex-end;gap:0;width:auto;margin:0;cursor:pointer}
.hero-menu .compact-control-face{display:flex;flex-direction:column-reverse;align-items:center;justify-content:center;gap:.125rem;min-width:2rem;min-height:2rem;padding:.125rem;font-size:.75rem;line-height:1.2;transform:scale(.96);transform-origin:top right}
.hero-menu .menu-lines{width:.875rem;height:.4375rem;border-block:2px solid currentColor}
.compact-control-face{background:#deebf8;color:#345676;border:1px solid #91afcc;border-radius:.25rem;box-shadow:0 1px 3px #0d2f5014;font-weight:500}
:is(.menu-toggle,.share-page-button,.fixed-coverage-review):hover .compact-control-face{background:#cddff2;border-color:#789bbb;color:#284a69}
:is(.menu-toggle,.share-page-button,.fixed-coverage-review):active .compact-control-face{background:#c0d7ee;box-shadow:inset 0 1px 2px #0d2f501a}
.hero-menu nav{display:none;align-items:stretch;gap:0;position:absolute;top:calc(100% + .5rem);right:0;width:min(18rem,calc(100vw - 3.5rem));max-height:min(28rem,calc(100dvh - var(--sticky-header-clearance,10rem) - .5rem));overflow-y:auto;padding:.25rem .625rem;background:#fff;border:1px solid var(--line);border-radius:.5rem;box-shadow:0 8px 28px #0d2f502e;font-size:1rem;line-height:1.4;font-weight:600;text-align:left}
.hero-menu nav.is-open{display:flex;flex-direction:column;flex-wrap:nowrap;max-height:min(28rem,calc(100dvh - var(--sticky-header-clearance,10rem) - .5rem));margin-top:0;padding:.25rem .625rem}
.hero-menu nav a{display:flex;flex-shrink:0;align-items:center;border-top:0;white-space:normal;min-height:2.75rem;padding:.5rem .25rem;border-bottom:1px solid var(--line);text-decoration:none}
.hero-menu nav a:hover{color:var(--red)}
.hero-menu nav .nav-cta{align-self:stretch;border:1px solid var(--line);border-radius:.25rem;padding:.5rem .625rem;margin:.25rem 0}
@media(max-width:700px){
  .hero-menu{top:calc(100% + .1875rem)}
}
/* Keep a usable menu and form area when a phone is held sideways. */
@media(max-height:500px) and (min-width:601px){
  .site-header .header-inner{--brand-font-size:2.318cqw;--brand-edge:25%}
  .site-header .brand{width:50%;margin-inline:auto}
  .header-return{padding-top:0}
}

/* Compact contact and footer: group useful details instead of oversized headings. */
.contact-compact.section{padding-block:1rem}
.contact-compact .contact-layout{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:1.5rem;align-items:center}
.contact-compact .contact-intro{display:flex;flex-wrap:wrap;align-items:center;gap:0 .75rem;min-width:0}
.contact-compact .contact-intro h2{margin:0;font-family:var(--font-sans);font-size:1.375rem;font-weight:700;line-height:1.3;letter-spacing:0}
.contact-compact .text-link{min-height:2.75rem;margin:0;gap:.375rem;padding-block:.375rem;font-size:.875rem;line-height:1.3}
.contact-compact .contact-phone{flex-basis:100%;min-width:0;min-height:2.75rem;display:flex;align-items:center;font-size:1.625rem;line-height:1.25;letter-spacing:-.025em;margin:0;overflow-wrap:anywhere}
.contact-compact .office-card{min-width:0;padding:.75rem;border-radius:.375rem}
.contact-compact .office-address{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.25rem .75rem}
.contact-compact .office-address address{margin:0;font-size:1rem;line-height:1.4}
.contact-compact .office-hours{margin-top:.5rem;padding-top:.5rem}
.contact-compact .office-hours h3{margin:0;font-family:var(--font-sans);font-size:1rem;font-weight:700;line-height:1.4}
.contact-compact .office-hours dl{margin:.25rem 0 0;font-size:1rem;line-height:1.4}
.contact-compact .office-hours dl>div{flex-direction:row;flex-wrap:wrap;gap:0 .75rem;padding:0;justify-content:space-between}
.contact-compact .office-hours dd{margin:0}
.home-page .site-footer{padding-block:1rem .75rem}
.home-page .footer-top{flex-direction:column;align-items:stretch;gap:.25rem;padding-bottom:.5rem}
.home-page .footer-brand{display:flex;flex-wrap:wrap;align-items:baseline;gap:0 .75rem;font-family:var(--font-sans);font-size:1.125rem;font-weight:700;line-height:1.4}
.home-page .footer-brand span{display:inline;margin:0;font-size:.875rem;font-weight:400;letter-spacing:0;line-height:1.4}
.home-page .footer-top nav{gap:0 1rem;font-size:.875rem;line-height:1.3}
.home-page .footer-top nav a{display:inline-flex;align-items:center;min-height:2.75rem;padding-block:.375rem}
.home-page .footer-disclosures{padding-block:.75rem;font-size:.875rem;line-height:1.45}
.home-page .footer-disclosures p+p{margin-top:.5rem}
.home-page .footer-bottom{padding-top:.5rem;gap:.25rem .75rem;flex-wrap:wrap;font-size:.75rem;line-height:1.5}
@media(max-width:700px){
  .contact-compact .contact-layout{grid-template-columns:minmax(0,1fr);gap:.5rem}
}

/* Center the compact face in its 48px target, leaving room for taps below it. */
.text-link.fixed-coverage-review{position:fixed;z-index:15;right:max(.375rem,env(safe-area-inset-right,0px));bottom:calc(.75rem + env(safe-area-inset-bottom,0px));display:inline-flex;align-items:center;justify-content:flex-end;padding-inline:.375rem;max-width:calc(100% - 1.5rem);margin:0;line-height:1.2;text-decoration:none}
.fixed-coverage-review .compact-control-face{transform-origin:center right}
.fixed-coverage-review[aria-busy=true] .compact-control-face{background:#cddff2;color:#284a69}
.has-fixed-review .site-footer{padding-bottom:calc(4.5rem + env(safe-area-inset-bottom,0px))}
@media print{.fixed-coverage-review{display:none!important}.has-fixed-review .site-footer{padding-bottom:0}}

/* Keep privacy information easy to find, including on phones. */
.privacy-link{display:inline-flex;align-items:center;min-height:44px;font-size:16px;font-weight:600;line-height:1.4}
.privacy-at-form{margin:16px 0;line-height:1.5}.privacy-at-form a{font-weight:700;display:inline-block;min-height:44px;padding-block:8px;color:var(--blue)}

/* Make the homepage choices visibly tappable, with matching colored arrows. */
.home-page .pathways{gap:.625rem;border:0;margin-block:.5rem 1rem}
.home-page .pathway,.home-page .review-invitation{--action-bg:#e2eefb;--action-accent:#245b8f;--action-hover:#d2e4f8;background:var(--action-bg);border:2px solid var(--action-accent);border-radius:.625rem;box-shadow:0 3px 0 #0d2f5024;padding:.875rem .75rem;gap:.625rem;min-width:0;cursor:pointer}
.home-page .pathway:nth-child(2){--action-bg:#dff2ec;--action-accent:#246b5e;--action-hover:#cde9df}
.home-page .pathway:nth-child(3){--action-bg:#fff0ca;--action-accent:#866018;--action-hover:#ffe6ab}
.home-page .pathway>span:nth-child(2),.home-page .review-invitation>span:nth-child(2){flex:1;min-width:0}
.home-page .pathway strong{font-size:1.0625rem;line-height:1.35}
.home-page .pathway>span:nth-child(2)>span,.home-page .review-invitation>span:nth-child(2)>span{font-size:.875rem;color:#394f60;line-height:1.4;margin-top:.25rem}
.home-page .pathway .path-icon,.home-page .review-invitation .path-icon{background:#ffffffb3;color:var(--action-accent)}
.home-page .pathway .guide-icon,.home-page .review-invitation .guide-icon{color:var(--action-accent)}
.home-page .path-arrow,.home-page .review-arrow{display:grid;place-items:center;flex:0 0 2rem;width:2rem;height:2rem;margin-left:auto;padding:0;border-radius:50%;background:var(--action-accent);color:#fff;line-height:1}
.home-page .path-arrow svg,.home-page .review-arrow svg{width:1.25rem;height:1.25rem;fill:none;stroke:currentColor;stroke-width:2.75;stroke-linecap:round;stroke-linejoin:round}
.home-page .pathway:hover,.home-page .review-invitation:hover{background:var(--action-hover);box-shadow:0 4px 0 #0d2f5033}
.home-page .pathway:focus-visible,.home-page .review-invitation:focus-visible{outline:3px solid #0d2f50;outline-offset:3px}
.home-page .pathway:active,.home-page .review-invitation:active{background:var(--action-hover);box-shadow:inset 0 2px 3px #0d2f5024}
@media(max-width:940px){.home-page .pathways{grid-template-columns:minmax(0,1fr)}}